Meet Our Team
Conrad Carpenter
Conrad Carpenter
Conrad Carpenter
Meet Conrad W. Carpenter Jr. — Founder & Senior Loan Officer
Conrad Carpenter brings over 45 years of real estate experience to every loan he closes. His career began in the title insurance industry, where he developed a deep understanding of real estate transactions from the ground up. Concurrently, he has owned and managed rental properties for over 45 years — and for the past 24 years has served as a licensed mortgage professional helping Colorado families achieve their homeownership dreams.
Conrad's roots in real estate run remarkably deep. His father built a network of title insurance companies throughout the San Francisco Bay Area in the early 1950s — a portfolio later acquired by Stewart Title Company. That legacy of integrity, professionalism, and deep industry knowledge is something Conrad has carried forward throughout his entire career.
Today, Conrad and his family are proud Boulder County residents with deep ties to the local community. He and his team actively support causes close to their hearts — including the Colorado Therapeutic Riding Center, Meals on Wheels, and a wide range of local charities and community events. To Conrad, being a mortgage broker isn't just a business — it's a way of giving back to the community he loves.
🏆 14-Time Five Star Award Winner
Conrad has been named a Five Star Top Mortgage Professional by 5280 Magazine nearly every year from 2010 through 2024 — an honor given to fewer than 1% of Colorado mortgage professionals, based entirely on client satisfaction, integrity, and quality of service.
"It is genuinely delightful to hear how our services make a real impact in someone's life — whether someone is buying their first home, refinancing to save money, or consolidating debt to breathe easier financially."
— Conrad W. Carpenter Jr.
Credentials
✔ Colorado Mortgage Loan Originator License #100012463
✔ NMLS #2507910 ✔ 45+ years of Colorado real estate experience
✔ 24 years as a licensed mortgage professional
✔ Proud Boulder County resident and community supporter
📞 Call Conrad directly: 303-665-9393 ✉ conradc@coloradoresidentialmortgage.com🌐 coloradoresidentialmortgage.com
Keith Lowry
Conrad Carpenter
Conrad Carpenter
Meet Keith Lowry - Co Founder & Senior Loan Officer
With more than three decades of financial services expertise, Keith simplifies the Colorado mortgage process by pairing market intelligence with small-town values. Raised in Southern Colorado’s San Luis Valley, Keith treats every customer like a neighbor, offering tailored mortgage products and modern financial tools to help borrowers make sound, stress-free decisions.
- Market Authority: Holds an Economics degree from Colorado State University (1996) and closely tracks interest rate trends to maximize client savings.
- Community Driven: Proudly based in Highlands Ranch, dedicating his time outside of lending to local charitable organizations.
- Client-First Philosophy: Grounded in the belief that every relationship counts and every scenario deserves true compassion.
Ready to finance your Colorado dream home? Reach out to Keith today.